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Work directly with an experienced mortgage broker who cuts the red tape and closes your loan on time. Serving home buyers and homeowners across South Carolina.

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Jeff Mullally profile picture
Jeff Mullally
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Chip was the best broker I’ve ever worked with. He was always available to chat and helped me through all my options over several months. He is extremely knowledgeable and professional. I highly recommend working with him!!
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Brad Collins profile picture
Brad Collins
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Wasted weeks talking with banks before I came across Chip Parker. He closed our loan in three weeks with a great rate, just as he promised. Chip was always hands-on throughout the process, and thanks to his expertise my wife and I feel more financially organized than we have in years. Don't even think about wasting your time with another broker -- and forget the banks! Chip KNOWS the right product and the right lender for your needs. Experience matters!
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James Murray profile picture
James Murray
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My realtor referred me to Chip Parker with high praise, and she was right. Chip was responsive and professional. I highly recommend him.
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Lindsay Rohlfs profile picture
Lindsay Rohlfs
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We were introduced to Chip by a referral. He is very knowledgeable regarding finances and worked diligently providing us information along the way. He was very accessible and if we did leave a message the call was promptly returned. He will be our first call when we find another piece of Mt Pleasant to call home.
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MD. S profile picture
MD. S
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I appreciate all your hard work in getting this done and making this happen for me. I know this was a nail-biter and you put in a lot of unseen time and effort including times where I had my daughter on the beach and wasn’t even checking email. And being available late at night to not only explain a lender condition to me, but also having the possible solutions mapped out for me as well. Nobody would have blamed you for NOT putting in all of the extra efforts; but if you hadn’t, I’m certain I’d find myself in significantly worse circumstances today. So, thanks very much for all the hard work and patience. I appreciate it.
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Jonathan Martin profile picture
Jonathan Martin
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Chip and his team were exceptional. He was knowledgeable, efficient and was able to work through many creative nuances regarding the financing of our new home to make it go smoothly seamlessly as possible. I would highly recommend Chip and team!
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Tyler Anderson profile picture
Tyler Anderson
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Chip came to me as a referral, and now I completely understand why people pass his name along. As a first-time homebuyer, I had a lot of questions and a fair amount of confusion about how everything worked, and he took the time to break it all down for me in a way that actually made sense. On top of that, he found me a great rate with a great provider. He's honest, patient, and clearly knows what he's doing. I can't recommend him enough.
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Benjamin Beasley profile picture
Benjamin Beasley
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Chip was WONDERFUL throughout the entire process. From initially meeting with him and the advice he gave on credit scores, to beating out big banks, all the way through closing. I couldn't have asked for an easier or more knowledgeable experience.
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Ryan Gargiulo profile picture
Ryan Gargiulo
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I’ve done a lot of mortgages with different brokers, but by far Chip was the best. He was always was available to answer any questions and got all the paperwork done extremely fast. Not only great at his job but he made me feel comfortable with everything and took my edge off
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Who We Help

First-Time Home Buyers
Refinancing Options
Condo Loans
Investment Property Loans
Reverse Mortagages
Home Buyers

From the Upstate, to the Lowcountry, to the Midlands, to the Beaches, We are here to serve you throughout South Carolina!

Why Choose Chip?

Expertise You Can Trust

Outstanding Communication

You will never have to wonder what is going on with your loan. All calls and emails are returned promptly.

No "Corporate" Delays

As an independent broker, I work for you, not a bank committee. We hit our closing dates.

Straight Shooter Approach

No hidden fees, no sugar-coating. Just transparent numbers and honest advice.

About Us

We’re Dedicated to Helping You Check All The Boxes

First Time Home Buyers

Buying your first home in South Carolina is an exciting milestone — but with rising home prices and a competitive market, it can also feel overwhelming. At Parker Lending, we help first‑time buyers navigate the process with clarity, confidence, and a deep understanding of the Charleston‑area housing landscape.

Whether you’re just starting to explore your options or you’re ready to get pre‑approved, we’re here to make the journey simple, transparent, and stress‑free.

Refinance Options

Refinancing your mortgage can be one of the smartest financial moves you make as a homeowner, especially in a market like Mount Pleasant, where home values have climbed steadily over the past decade. Whether you’re hoping to lower your monthly payment, shorten your loan term, or tap into your home’s equity, Parker Lending helps you understand your options clearly and confidently.

Our approach is simple: no pressure, no jargon, and no guesswork. Just honest guidance tailored to your goals.

Condo Buyers

Buying a condo can be a smart move. You get the benefits of homeownership with less maintenance, great locations, and often a more affordable entry point than single‑family homes. But condo financing works differently and understanding those differences upfront can save you time, stress, and money.

This guide walks you through the essentials so you can make a confident, informed decision.

Meet Chip Parker

Buying a home or refinancing your mortgage shouldn't feel like an uphill battle, and I am here to take the stress and hassle out of the process.

You likely expect mountains of paperwork, endless qualification hurdles, and exhausting rate negotiations, but working with me changes that experience completely.

You can reach out directly to review your specific goals, whether you are purchasing a new property, lowering your current rate, or tapping into home equity.

Direct communication makes all the difference, so call me at (843) 352-7915 or email me at chip@parker-lending.com whenever you are ready to begin.

Parker Lending

Chip Parker, NMLS #1623884

Parker Lending LLC. NMLS 1816118

Contact

843-352-7915

Offices

1156 Bowman Rd Ste 200
Mount Pleasant, SC 29464

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